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Payment

Solutions

GUARANTEED measurable revenue increases & cost savings with Finagy’s new Premium Collection of targeted, high-impact, SaaS solutions, each installed quickly by Finagy and seamlessly interoperable with existing workflow platforms.

Boost Revenues,
Save Money

Why go with Finagy

More sales.
Guaranteed Lower Fees.

Popular and familiar to businesses and customers. Fewer failed transactions; less fraud and forced returns than cards.

Efficient Ways to Send and Receive Funds

Trusted and adopted by most leading bank institutions for consumer money transfers.

Less Dependency on Costly, Less Predictable Credit Card Transactions.

Cards are 2x-3x more expensive because they give perceived rewards. ACH cost savings let you to give customers YOUR own relevant rewards and discounts to members and customers!

Guaranteed Payment Options

Comparable to Credit Cards without the fees.

Real Time
Payment Options

Options for same day funding.

Get started

You're in good hands.

Finagy is a division of TOSD Corporation, a leader in SaaS, subscription billing, ACH and payments technology for over 30 years.

Explore TOSD Corporation
Streamline Payments

We give you options.

ACH for efficiency, EFT for digital transfers, and Check 21 for accelerated check processing.

ACH Payments

Batch-oriented system used for various types of electronic transactions

EFT Payments

Web-enabled digital movement of money for online transactions and payments.

Check 21

Swift check processing through electronic imaging for faster, more efficient transactions.

ACH Payments Are The Future of
‍Consumer Payments

ACH bank-to-bank electronic payments allow businesses to avoid credit card expenses, increase collection/payment times and reduce chargebacks and fraud. Customers experience financial efficiency, security, and savings!

Per-year Growth Rates - Value of ACH Transfers

ACH credit transfers have grown faster than debit transfers over the past two decades and now make up about two-thirds of ACH transfers. Together, ACH transfers were more than 70 percent by value of all noncash payments in 2021

Source:

Cost-Effective: Far lower transaction fees make ACH payments the most economical pay choice.
Easy to Use: Easy set-up for merchants and consumers, fast transaction times, same day, next day and guaranteed funding options.
Convenient: Fully automated transfers and recurring payments provide unparalleled convenience.
Secure: Robust encryption and authentication measures ensure bank-level protection of sensitive information.
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No Long-term Contracts

We want to prove our value to our clients every month - we are confident in our value proposition; definitely not looking to hold anyone hostage.

The Finagy Difference

Our Philosophy is built to enable you to succeed.

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Finagy White Glove Support is Critical
To Enduring Relationships

Finagy ensures that every interaction is a timely, positive and impactful experience. We answer all phone calls live and return emails within one business hour.
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One-Point Entry

We have one point of entry to proven models that folks would probably have difficulty figuring out how to consolidate on their own without our help.
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Consultative Sales

We're selling knowledge.
All our demos, product education and collateral reflect that we are a valuable partner striving to improve customer results.
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Built on Success

We consolidate and emulate other successful models in a user-friendly manner – we don’t “reinvent the wheel” but build on and extend other viable approaches by applying them to specific verticals and use cases.

Browse our Products & Technology

Browse our easy-start, guaranteed solutions loaded with proven industry leading multi-cloud technologies.

Value Add Products

Frictionless Account Verification

3 levels of verification with increasing scrutiny

Next Day ACH Funding

No permanent rolling reserve

Guaranteed ACH

Guarantees against financial returns

Programmatic RDC
(Remote Data Capture)

All the advantages of Check 21

White Labeling

Branding for business referral partners and ISOs

ACH BNPL (Buy Now Pay Later)

BNPL is not just for credit cards

Technology

API (Application Interface)

Restful API for transactions, tokenization and reporting

Big Batch Upload and Retrieval

Drop a batch of thousands of transactions (multiple formats supported)

Portal

Transaction reporting and reconciliation

Processor Emulation

Finagy can emulate your existing processor API or flat file format to save you integration costs

Load Balancing

Finagy sends transactions to multiple banks to create redundancy and spread risk

Payments as a Service

Bring your own bank and Finagy will create a turnkey white labeled system

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Contact Details

Email:
Contact@Finagy.com
Phone:
(888) 812 - 2006